AS LITTLE AS $20 A MONTH CAN HELP YOU BUILD GENERATIONAL WEALTH
Secure your family’s financial future with a comprehensive life cover policy.
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Hi, name is Dipo Adesina, and I committed to helping you find the best insurance across the United States. As a Licensed insurance agent that is authorized , I have access to rates from some of the most respected insurance companies in the country, meaning I can help you find the insurance products that make sense for you.
With a local office in Baltimore, Maryland, I serve the insurance needs of everyone. If you are in Maryland or other states in the country and you need insurance, choose an agent that understands the requirements of insurance in different states—Let me work for you.
WEALTH TRANSFER
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.
BENEFIT LIFE INSURANCE
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TWO TYPES OF INSURANCE
SENARIO - Explain cash value/surrendered value, savings benefits, investment, what happens when you die